Ready to Graduate?
Concerned about your medical, dental, or other health professional debt? Working at a community health center can help you pay off loans quicker through numerous loan repayment programs. For eligibility, applications, or more information, please visit the websites below.
National Loan Repayment Programs
National Health Service Corps
The National Health Service Corps (NHSC) Loan Repayment Program (LRP) offers primary medical, dental, and mental and behavioral health care clinicians the opportunity to have their student loans repaid, while earning a competitive salary, in exchange for providing health care in urban, rural, or tribal communities with limited access to care.
Licensed primary care clinicians in eligible disciplines have the opportunity to receive loan repayment assistance through this program. In exchange for loan repayment, applicants must provide two years of service at an NHSC approved site in a Health Professional Shortage Area (HPSA). Once the initial two-year service contract is complete, clinicians may be eligible to apply for additional loan repayment funds through continuation service contracts.
The purpose of the Nurse Corps LRP is to provide loan repayment assistance to registered nurses (RNs), including advanced practice registered nurses (APRNs), in return for a commitment to work at eligible health care facilities with a critical shortage of nurses or serve as nurse faculty in eligible schools of nursing.
Awardees will receive payments totaling 60% of their outstanding qualifying educational loan balance incurred while pursuing an education in nursing, in exchange for a two-year service commitment.
State Repayment Programs
Health Care Workforce Financial Assistance Program
The Health Care Workforce Financial Assistance Program (HCWFAP) provides educational loan repayment assistance to healthcare professionals who are located or continue to practice in medically underserved areas. Eligible health care professionals must serve at least two years at the eligible host site to receive full loan repayment. Additionally, eligible providers must be employed by the host site for one year or less to qualify. Eligible health care professionals include:
- Physician Assistant
- Behavioral Health Specialist
- Occupational Therapist*
- Physical Therapist*
*These professionals must have advanced training in Geriatrics to meet eligibility requirements.
Behavioral Health Workforce Reinvestment Initiative
The Behavioral Health Workforce Loan Repayment Program (BHWLRP) provides educational loan repayment assistance to behavioral healthcare professionals who are located or practice in medically underserved areas. The provider’s site will be required to match 10% of the award amount. This program is a three-year service commitment to the State of Utah at participating sites. Providers must demonstrate their work in behavioral health to ensure eligibility and approval of applications. Additionally, eligible providers must be employed by the host site for one year or less to qualify.